VA Home Loan Programs

In addition to being Reverse Mortgage experts, we also specialize in VA Guaranteed Home Loans. Our loan experts will answer your questions, provide advice and assist you in finding the right VA Loan to meet your needs.

If you have questions regarding any of the loan programs below and would like to speak with a VA Loan expert, please feel free to call us toll free at 1-866-704-2826.

VA Home Purchase Program

Veteran home loans can save you a great deal of money by giving you an excellent rate, with no monthly mortgage insurance. Plus, it is easier to qualify for a VA military loan as compared to a conventional mortgage. The VA offers extra benefits for disabled veterans, so if you have been disabled in service, a military loan can save you even more money.

Program Benefits:
No down payment, easier credit requirements, no mortgage insurance.

VA Streamline Refinance

If you currently have a VA Loan and simply wish to lower your rate, you can get a streamline refinance. This is also known as an IRRRL.

Program Benefits:
No out-of-pocket costs, no income verification, no credit check, no mortgage insurance premiums and no appraisal costs.

Cash Out Refinance

If you currently have a VA Loan and have built up some equity, you may be eligible for a Veteran loan refinance to take out cash or pay off debts.

Program Benefits:
You can cash-out up to 90%, no mortgage insurance and you often receive a lower interest rate.

Conventional to VA Refinance

If you currently do NOT have VA home loan, but are eligible, you may refinance into a VA mortgage from a conventional mortgage.

Program Benefits:
No out-of-pocket costs, no mortgage insurance premiums, you can cash-out up to 90% and you often receive a lower interest rate.